Tax transcripts,
by API
IRS transcripts, return fields and self-employed income, as typed records for the software lenders verify income with.
Three surfaces, one borrower
Each returns a typed record an underwriter can check.
IRS transcripts
Ordered on the taxpayer’s signed 4506-C, returned typed.
Return fields
Schedule C, W-2 and 1099 lines, each with its line.
Self-employed income
Two years added back and averaged, the 1084 way.
Three acts stay with people
A call that reaches one gets a typed BLOCKED, naming the person it belongs to.
Records and arithmetic for the underwriter. Never the return itself.
Who builds on it
The software that verifies income before a loan is made.
- Mortgage underwriting
Verifies self-employed income without retyping a return.
- Business lenders
Reads two years of Schedule C before a term sheet.
- Lending platforms
Orders transcripts the day consent is signed.
- Quality control
Ties every income figure to its form and line.
One key, every door
This door answers for itself, on the family key.
Request access
Tell us what you’re building, which surface first and how many borrowers you verify.
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